BISP Hari Card 2025 – Sindh Farmer Support Card: Eligibility & How to Apply

The Benazir Hari Card is a major initiative of the Sindh Government to support small farmers (haaris) through subsidies, financial assistance, and agricultural relief. This article explains eligibility, registration, benefits, and how farmers can apply online.


What Is the Benazir Hari Card?

The Hari Card is a farmer support initiative designed to provide relief to small-scale farmers in the form of subsidies on seeds, fertilizers, pesticides, interest-free loans, and agricultural insurance.

Main Objectives

  • Reduce cost of crop production
  • Provide financial assistance to poor farmers
  • Promote modern farming methods
  • Ensure easy access to banking and financial services
  • Support farmers in case of disasters or crop failure


Key Features of the Hari Card

  • Subsidies on fertilizers, seeds, and pesticides
  • Interest-free agricultural loans
  • Crop insurance in case of natural disasters
  • Direct financial assistance to small farmers
  • Solar-powered drip irrigation subsidy (up to 80%)
  • Digital farmer ID through a smart card
  • Bank account access & ATM card issuance

Benefits of BISP Hari Card

01. Direct Financial Support for Small Farmers
Under the Hari Card program, small landholders are provided targeted financial assistance to reduce their farming expenses.
Farmers with up to 12.5 acres receive a per-acre cash grant, while those who own between 12.5 and 25 acres are also eligible for a smaller support package.
This amount helps them manage essential farming costs—such as preparing land, buying fertilizer, or arranging seeds—without relying on costly private loans.

02. Interest-Free Credit Facility
One of the most impactful benefits of the Hari Card is the availability of completely interest-free agricultural loans.
The Sindh government pays the markup, allowing farmers to return only the original borrowed amount.
This reduces financial pressure and enables them to invest confidently in crops, pesticides, seeds, or basic machinery during each cultivation cycle.

03. Access to Improved Farming Resources
Hari Card holders receive priority access to several modern agricultural resources.
These include quality seeds, government-supported fertilizers, and in some areas solar-powered tube wells to reduce irrigation costs.
The program also covers farmers under crop insurance, which protects them if weather conditions or disasters destroy their harvest.

04. Large-Scale Enrollment with District-Level Oversight
At the time of rollout, more than 1.4 million small growers were registered under this initiative.
The program uses an organized structure:
  • Assistant Commissioners manage the allocation of benefits,
  • Deputy Commissioners supervise implementation at the district level.
  • This layered system ensures that genuine farmers—especially those owning 1 to 12.5 acres—can easily enroll and receive timely support.

Eligibility Criteria

To qualify for the BISP Hari Card, a farmer must meet the following conditions:

  • Must be a resident of Sindh
  • Must be a small farmer (typically up to 12.5–25 acres)
  • Must possess a valid CNIC
  • Should be registered with the Sindh Agriculture Department
  • Sharecroppers (harris) are also eligible

Documents Required

  • CNIC
  • Mobile number
  • Land ownership papers or tenancy papers
  • Recent photograph
  • Form with personal and farm details

How to Register for the Hari Card

The Sindh Government provides online registration through an official portal. Here are the steps:

  1. Visit the official website of Benazir Hari Card.
  2. Open the registration form.
  3. Enter personal information such as name, CNIC, address, and mobile number.
  4. Enter land or tenancy details.
  5. Upload required documents (CNIC, land papers, photo).
  6. Submit the form and wait for verification.

How to Fill Benazir Hari Card Registration Form

We have filled a sample form for the help for Benazir Hari Card applicants. 
Here is completely filled Benazir Hari Card Form. 

Benazir Hari Card Registration Form




Benefits Provided to Farmers

Farmers who receive the Hari Card can access:

  • Seed and fertilizer subsidies for lower farming costs
  • Zero-interest loans for crop cultivation
  • Compensation for crop damage due to floods, rain, or disasters
  • Smart card system for transparent payments
  • Subsidized solar irrigation systems
  • Banking access through Sindh Bank

How Farmers Receive the Card

After verification, Sindh Bank issues the Hari Card. Farmers can collect it from designated bank branches or local distribution centers.


How to Apply for Benazir Hari Card

  1. Visit the official website at benazirharicard.gos.pk and open the registration form.
  2. Enter your personal details: CNIC, name, address, and contact number.
  3. Fill in your farm details: landholding, type of tenancy (owner or sharecropper), and crops.
  4. Upload required documents (CNIC, land proof, photo).
  5. Submit and wait for verification by Sindh agriculture officials.

Progress & Distribution

  • The government aims to distribute thousands of cards every month.
  • Several districts have already completed large-scale registration.
  • More phases will be launched continuously to expand coverage.

Common Issues Farmers Face

  • Slow verification due to large number of applications
  • Lack of internet access in rural areas
  • Incomplete documents delaying approval

Contact for Assistance or Registration

For help or to complete your registration, please contact:
Helpline Contact: 03111646111
BISP Hari Card Helpline Number will be available 24/7 for applicants.

Frequently Asked Questions (FAQs)

Q: Is the Hari Card part of BISP?
A: It is a provincial scheme by the Sindh Government but supports poor farmers similar to BISP initiatives.

Q: Is registration free?
A: Yes, there is no fee for applying.

Q: Can tenants (harris) apply?
A: Yes, sharecroppers are eligible.

Q: How will I know if I am approved?
A: After verification, farmers receive SMS notification or can check status on the portal.


Conclusion

The BISP Hari Card 2025 is a major support system for Sindh’s small farmers, offering lower input costs, financial relief, and protection from natural disasters. Farmers are encouraged to complete registration online and benefit from government subsidies and assistance programs.

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